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Empower Your Business with Bank-as-a-Service Across Latin America

Embed banking features or launch your own neobank—our solutions simplify finance so you can focus on expanding your business region-wide.

Countries we already cover

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  • Chile Since 2023 All services available
  • Mexico Since 2024 All services available
  • Argentina 2025 All services available
  • Colombia 2025 All services available
  • Paraguay 2025 All services available
  • Ecuador 2025 All services available

you can do it yourself ... in years

With U-Payments you make it in days.

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 Customer spotlight

Sabores Card

Boost employee satisfaction, streamline expenses, and save up to 50% in tax benefits with an open-loop meal card.

Paulo Paulek

Paulo Paulek, Chairman and Co-Founder of U-Payments, leads this Chilean fintech specializing in digital payment solutions across Latin America. With over 15 years in the industry, he now focuses on expanding into Europe.

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